Low Budget Housing Plans In Sri Lanka

Low Budget Housing Plans In Sri Lanka Housing is a basic necessity for every individual. However, the high cost of land and construction materials has made it difficult for many Sri Lankans to own a home. The government has recognized this problem and has introduced several low-budget housing schemes to make housing more affordable for low-income families. Government Low-Budget Housing Schemes The government offers a variety of low-budget housing schemes to help people from different income groups to own a home. These schemes include: * Samurdhi Housing Scheme: This scheme is specifically designed for families living in poverty. The government provides a subsidy of up to Rs. 500,000 to help them build a house. * Janashakthi Housing Scheme: This scheme is open to all Sri Lankan citizens. The government provides a loan of up to Rs. 1 million to help them purchase a house. * Api Wenuwen Api Housing Scheme: This scheme is open to government employees. The government provides a loan of up to Rs. 2 million to help them purchase a house. Eligibility Criteria To be eligible for these schemes, you must meet certain criteria, such as: * Be a Sri Lankan citizen * Have a regular income * Be married or have dependents * Not own a house How to Apply To apply for a low-budget housing scheme, you must submit an application to the nearest Divisional Secretariat. The application form can be obtained from the Divisional Secretariat or downloaded from the government website. Loan Repayment The loans provided under these schemes are repayable over a period of 20 years. The interest rate is usually around 8%. Benefits of Low-Budget Housing Schemes The low-budget housing schemes offered by the government provide several benefits, such as: * Make housing more affordable for low-income families * Help people to own a home * Improve the quality of life for families * Reduce the number of people living in poverty Conclusion The government's low-budget housing schemes are a valuable resource for people who are struggling to afford a home. These schemes can help people to achieve their dream of home ownership and improve their quality of life.

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