Best Home Warranty Plans 2017

Navigating the World of Home Warranties: A Comprehensive Guide for Homeowners Homeownership brings immense joy and pride, but it also comes with a hefty load of responsibilities. As a homeowner, you're constantly juggling repairs, replacements, and maintenance tasks, which can put a significant strain on your budget and peace of mind. Fortunately, home warranty plans have emerged as a reliable solution to alleviate these burdens. With a home warranty in place, you can rest assured that unexpected breakdowns and malfunctions of your home's major systems and appliances will be addressed promptly and professionally, without causing a dent in your finances. Decoding Home Warranties: What Do They Cover? Home warranty plans provide comprehensive coverage for a wide range of home components, including: •

Heating and Cooling Systems:

From furnaces and boilers to air conditioners and heat pumps, your home warranty will safeguard these vital systems that maintain comfortable living temperatures throughout the year. •

Electrical Systems:

Electrical issues can be a major headache, but with a home warranty, you'll have peace of mind knowing that repairs and replacements of electrical components are covered. •

Plumbing Systems:

Whether it's a leaky faucet or a burst pipe, your home warranty will ensure that plumbing problems are promptly resolved, preventing costly water damage. •

Major Appliances:

Essential appliances like refrigerators, dishwashers, stoves, and clothes dryers are all covered under most home warranty plans, providing you with peace of mind and convenience. Essential Factors to Consider When Choosing a Home Warranty Plan Selecting the right home warranty plan is crucial to ensuring that you receive the coverage and protection you need. Here are some key factors to evaluate: •

Coverage:

Carefully review the coverage details of each plan, ensuring that it encompasses the systems and appliances that are most relevant to your home. •

Cost:

Home warranty plans vary in price depending on the level of coverage and the provider. Compare quotes from multiple providers to find the best value for your money. •

Deductible:

Deductibles are the out-of-pocket expenses you'll pay before the warranty coverage kicks in. Choose a plan with a deductible that you're comfortable with. •

Customer Service:

Read reviews and check the reputation of the home warranty provider to ensure they have a track record of providing excellent customer service. •

Exclusions:

Every home warranty plan has exclusions, which are specific items or scenarios not covered by the warranty. Be sure to understand the exclusions before purchasing a plan. Additional Tips for Homeowners •

Regular Maintenance:

Preventive maintenance is key to keeping your home systems and appliances in top condition. Regularly schedule maintenance checks and tune-ups to minimize the likelihood of breakdowns. •

Keep Records:

Maintain a record of all home repairs and replacements, including receipts and invoices. This documentation will be invaluable when filing warranty claims. •

Communicate Clearly:

When reporting a claim, be clear and concise in describing the problem. Provide detailed information about the issue, including when it occurred and any troubleshooting steps you've taken. •

Be Patient:

Home warranty claims can take time to process, especially during peak seasons. Be patient and follow up with the warranty provider if you haven't received a response within a reasonable timeframe. By carefully evaluating your options and following these tips, you can choose the best home warranty plan that meets your specific needs and provides peace of mind in maintaining your home.