House Plan In Kerala Less Than 20 Lakhs

House Plan in Kerala Less Than 20 Lakhs: A Comprehensive Guide

Building a house is a significant financial endeavor, especially for those on a budget. In the beautiful state of Kerala, known for its verdant landscapes and rich culture, constructing a house under 20 lakhs is not an impossible dream. This comprehensive guide will provide you with valuable information and insights to help you achieve your dream home within your budget.

1. Selecting the Perfect Plot:

The first step in building a house is acquiring a suitable plot. When selecting a plot, consider factors such as its location, accessibility, proximity to essential amenities like schools, hospitals, and transportation hubs, and the soil type. The cost of land varies depending on these factors.

2. Designing Your Dream Home:

Once you have secured a plot, you can begin designing your dream home. Keep in mind that a simpler design will help you stay within budget. Consider factors such as the number of bedrooms and bathrooms, the living area, and the kitchen layout. You can find numerous online resources and budget-friendly house plans tailored to the Kerala context.

3. Choosing the Right Construction Materials:

The choice of construction materials significantly impacts the overall cost of your house. Opt for locally available and cost-effective materials like red bricks, cement blocks, and locally sourced wood. Explore options like fly ash bricks and hollow blocks, which are not only durable but also budget-friendly.

4. Hiring a Reputable Contractor:

The selection of a reliable contractor is crucial for the successful execution of your project. Seek recommendations from friends, family, or neighbors who have had positive experiences with local contractors. Verify the contractor's credentials, track record, and previous projects. A trustworthy contractor will provide you with a detailed estimate and ensure transparency throughout the construction process.

5. Minimizing Construction Costs:

There are several ways to minimize construction costs without compromising on quality. Consider the following strategies: -

Labor Costs:

Negotiate labor costs with your contractor and explore options for skilled labor from nearby villages. -

Material Costs:

Purchase materials in bulk to take advantage of discounts and avoid multiple trips to the hardware store. -

Simple Design:

Opt for a simple and functional design that minimizes the use of expensive materials and complex construction techniques. -

DIY Projects:

If you have the skills and time, take on some DIY projects like painting, gardening, and basic carpentry to save on labor costs.

6. Financing Your Dream Home:

Securing financing is a crucial aspect of building your house. Explore options such as home loans, government subsidies, and family contributions. Compare interest rates and terms offered by different banks and financial institutions to get the best deal.

7. Ensuring Quality Construction:

While staying within budget is important, never compromise on the quality of construction. Ensure that your contractor follows proper construction practices, adheres to building codes, and uses high-quality materials. Regular site visits and open communication with your contractor will help you stay informed and address any issues promptly.

8. Landscaping and Interiors:

Once the construction is complete, you can focus on landscaping and interiors. Choose plants and flowers that thrive in Kerala's climate. Keep the interiors simple and functional, using cost-effective furniture and décor. You can gradually upgrade the interiors as your budget allows.

Conclusion:

Building a house in Kerala under 20 lakhs is possible with careful planning, smart decision-making, and a commitment to staying within budget. Choose a simple design, select cost-effective materials, hire a reliable contractor, and explore ways to minimize construction costs. Secure financing, ensure quality construction, and add personal touches to create a beautiful and affordable home that reflects your unique style and preferences. Remember, the journey of building your dream home should be enjoyable and fulfilling, so make informed decisions and celebrate each milestone along the way.